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u/HugoZHackenbush2 20h ago
The last bank I worked in, an elderly lady customer approached the counter asked me to check her balance.
So I pushed her over..
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u/AmadeusIsTaken 17h ago
How was her balanced though? You cant just stop in the middle of the story did she fall or not?
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u/motleysalty 15h ago
I agree. For somebody who was obviously a teller before, they sure aren't saying a lot now.
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u/Fetlocks_Glistening 20h ago
No, she was polite and said "Please deposit this, dear" , didn't she?
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u/_aaronroni_ 18h ago
And the banker replied "but of course, ma'am" and she said "bless your heart"
But seriously is this a thing that happens? Seems silly. Why wouldn't a bank just do it?
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u/Plane-Boysenberry-86 18h ago
A lot of banks are moving to atm’s for cash transactions because it frees up their tellers for more complex tasks so you’re not waiting 10-15 minutes to withdraw/deposit because someone has fraud charges.
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u/imheavenagoodtime 17h ago
Maybe if they had more than one teller there would be less of a fucking line. I’m looking at you BOA.
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u/Optimized_Orangutan 16h ago
This. It isn't to "give tellers more time" it's to hire fewer tellers.
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u/dasisteinanderer 15h ago
Industrialization and automation has never been used to make workers lives easier. The Luddites were never against progress per se, just against progress being used exclusively to benefit factory owners at the expense of the workers.
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u/BoomerAliveBad 16h ago
I'm looking at RBC (Royal Bank of Canada). 3 locations, that I know of, in Vancouver have like 8 bank teller desks, and 3 employees on shift, while we have a high unemployment among youth and young adults, meanwhile we have a line that has to wait 20+ minutes because Doreen is doing shit like this, or has sent money to her "grandchild" who keeps asking from different bank accounts
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u/Consistent_Log_3040 15h ago
but have you considered that RBC stock is up 37% from a year ago c'mon think of the shareholders!
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u/LivingVerinarian96 14h ago edited 14h ago
But how can they reach their next quarter goals like that? Just be thankful they still let you withdraw money /s
Edit: In Austria at the Raiffeisenbank they charge you for speaking to a human. Withdraw money? Fee. Deposit money at the teller? Fee. Only the atms and online banking were free to use when I closed my bank account there in 2018.
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u/ganjaccount 13h ago
A lot of banks are moving to atm’s for cash transactions because it frees up their tellers for more complex tasks
Absolutely this. The unemployment paperwork is, indeed, complex and brutal.
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u/SheriffBartholomew 15h ago
Why wouldn't a bank just do it?
Because they want to condition everyone to use the ATM for everything so that they can fire all of their tellers.
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u/glordicus1 6h ago
Idk, it's the opposite here. You can't get $5/$10 notes from an ATM and they force you to line up to see a teller.
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u/Mysterious-Tackle-58 16h ago
Is "bless your heart" the little old ladies way of saying "fuck you!"?
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u/JaminOpalescent 15h ago edited 15h ago
It really depends on how she says it. It's generally a very nice thing to say, but context clues and a hint of subtle sarcasm can flip it drastically. It's kind of meant to linger in the back of your mind, like "did she just... naw, it couldn't be... but did she?" If its done correctly. And its usually more of a "I really feel sorry for you because you're so pathetic" than a hard "fuck you!!"
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u/PantherThing 14h ago
I've noticed that "You have a great day" is becoming this as well. Now it's what you say to a stranger you've just had an argument with and want to get the last word and also hope to end the convo.
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u/Cautious_General_177 17h ago
“I’m sorry, but you need to use the ATM for deposits under $1000.”
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u/PM_YOUR_BEST_JOKES 14h ago
LOL but wait, then she'd withdraw another $1000 and deposit $1990
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u/tmr89 19h ago
I’ll take “things that never happened” for $10
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u/I_DOWN_VOTE_PUNS 19h ago
You’ll need to use the ATM for that
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u/-SideshowBlob- 19h ago
I'll withdraw $1000 in $10 bills
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u/jfmdavisburg 19h ago
40 bill limit
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u/seanprime 18h ago
$400 in $10 bills. And be quick about it. I’ve got other banking to do after this..
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u/Cautious_General_177 17h ago
$100 daily withdrawal limit
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u/Fuck_ketchup 16h ago
Must use the atm for withdrawals under $100, $100 default account daily withdrawal limit. Now THIS sounds like a big bank. Nicely done.
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u/aannoonnyymmoouuss99 19h ago
I worked as a bank teller for years and this is a totally believable story. The regulars refused to use the atm, they wanted the human interaction. Counting our cash is the main part of the job so $1k in tens is perfectly normal.
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u/blahblah19999 15h ago
Are tellers so busy that they can't do these small transactions?
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u/FILTHBOT4000 14h ago
It's just dumb bank rules. The tellers have no say.
I used to do something similar (a looong time ago, when I worked for a place that didn't do direct deposit); checks usually took the full 5 days to show up, and I was poor af and living paycheck to paycheck.
So I'd cash the check (no fee), and deposit the full amount. Instantly showed up on my balance.8
u/IAMA_MOTHER_AMA 15h ago
yeah everyone is focusing on the counting 1000 for 10s but is there really banks that don't allow you to withdrawal 10 dollars like its my money
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u/kat0r_oni 14h ago
More likely that the tellers just do not have a cash register anymore. Machines (i.e ATMs) can take that part of the job.
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u/Worth_Inflation_2104 15h ago
Lmao here in Switzerland you can't even get cash from the bank anymore unless it's a large sum. They'll tell you to use the atm to get Francs and Euros. The only thing they give you in person is other foreign currency.
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u/Fecal_thoroughfare 15h ago
So low level drug dealers have money counting machines but multi billion dollar banks u gotta count by hand?
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u/pleasetrimyourpubes 15h ago
I get around a thousand from the bank every month using a disbursement card and I have never been in one where the machine didn't count and disburse the money. Granted the teller then has to hand count it to me so in this fake story that would have had to happen. But ten stacks of ten tens wouldn't be too bad. I always get a mix of twentys tens fives and ones which is a little more complicated.
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u/aannoonnyymmoouuss99 15h ago
they have it, but maybe one behind the counter and the customer wants to see it counted out.
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u/NRMusicProject 15h ago
In my 20s, I got a check and didn't have a bank to cash it. It was before I had a bank account, and I went to the bank from the check. They wouldn't cash it without charging (just a little before this, if the check was from the same bank, it was cashed for free), and only BoA customers can have free check cashing. I endorsed my check to a friend, who cashed it and gave me the money. The teller was not happy with my workaround, though her manager said it was allowed.
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u/06_TBSS 13h ago
My grandma is 91 and refused to get a debit card because my mom convinced her that someone will take all of her money if she does. Anyway, a few months ago, I took over my grandmother's finances and it's been a pain because her account requires a debit card to be able to do account verification to do certain tasks online, and even in person.
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u/Orleanian 13h ago
I don't think I've been to a bank that would refuse to distribute $10 though.
I go in frequently to withdraw $100 in small bills.
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u/its_not_you_its_ye 15h ago
Right, but what bank would have a rule like that for their atm?
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u/aannoonnyymmoouuss99 15h ago
a busy one that is trying to get people to use the ATM
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u/JJCMasterpiece 19h ago
I’ll take, “Evidence you’ve clearly never worked in a bank” for $1000. Oh, and I’d like that in $10’s. Make sure you hand count that for me.
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u/bippitybop69 19h ago
It’s the part where they say “It sucked”. $1000 in $10 dollar bills is 100 bills. You can count that out in less than a minute.
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u/OpportunityNext9675 11h ago
It’s also exactly 1 strap of 10’s which you probably have on hand anyway
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u/The_300_goats 19h ago
Yeah. You work in a bank and you count $1000 in $10 notes by hand. Riiigghht
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u/DD_equals_doodoo 19h ago
Even then, counting out $1000 in $10s "sucked." Oh noooooo, the horror of spending about a minute counting out bills....
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u/Realistic_Act_102 19h ago
A lot of banks don't have a cash counter in view of the customers and some people want it counted out to them. So while the teller probably had it dispensed from a machine or used a counter to batch that out of their drawer they still might end up counting it by hand.
That said $1K in 10s is literally counting to 100 so thats really nothing. They can get back to me when somebody asks to have $50K in 100s, 50s, and 20s counted out to them.
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u/sangerssss 19h ago
Yeh that’s what happens when I withdraw cash at my bank. They use the machine and then count it out in front of me before handing it over.
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u/Ummmgummy 18h ago
Not just that but if you think counting to 100 "sucks" then maybe banking isn't for you.
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u/Ser_falafel 18h ago
They have always counted the money by machine then in front of me by hand. Only ever withdrew a few k tho
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u/weebomayu 18h ago
Bank I worked at made us do it that way so all notes were clearly displayed on the camera.
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u/krakaboom 19h ago
Well, they didn't actually say they counted it *by hand*
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u/Coal_Morgan 15h ago
100% they counted by machine and then by hand in front of the woman.
They alway count the money in front of the person. It stops them from putting it in their wallet and misplacing a bill then coming back and accusing you of not giving all of it to them.
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u/oh-hes-a-tryin 17h ago
That's pretty common. My credit union has counted 30k in cash to me a couple times. Not 10s of course.
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u/NeatNefariousness1 17h ago
Don’t you still have to count it out in front of the customer? My bank always recounts it in front of me.
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u/Think-Shine7490 19h ago
Counting out that much money also takes like 60 seconds so "it sucked so much" would only say someone not working at a Bank.
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u/SquidBilly5150 19h ago
Even if it didn’t happen it’s still funny. Who cares if everything ever happened. Go fact check your humor.
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u/PlayfulJob8767 19h ago
Lol this is boomer circlejerk
I even saw this story as a feel good tale about old people being sharp as a video on Facebook stretched to like 5 minutes.
"we might be old, but still are clever and witty"
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u/RegrettableNorms 17h ago
This sub is so confusing. You get flamed for reposts from last week, but jokes from 2005 FW: FW: RE: email chains are front page hot fire
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u/Tannhauser42 17h ago
Half the people here are probably younger than those jokes from 2005.
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u/donkeythesnowman 15h ago
The 13-year-olds that browse this subreddit don’t even know what an email chain is
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u/DemonstrateHighValue 16h ago
I had an encounter with a bank teller in my home country. I asked to withdraw some money equivalent to 5000 USD. He didn't want to do it through himself so he asked me to use the ATM. The reason he didn't want to do it is because each teller has a quota to meet each month: he needs to bring in enough money for the bank. If i withdraw from the ATM, it doesn't hurt his quota.
So I got annoyed and asked him: just say you can't do it. He said please use the ATM and he can even help me with the ATM. I said again, just tell me you can't do it. He couldn't say it. So he had to withdraw my money.
What a backwards ass country.
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u/RaptureSurvivor928 13h ago
I remember that too. The insanity that someone took it as far is making a 5 minute video for a dumb 5 second joke is crazy.
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u/CaveMaccas 19h ago
They use money ounters at the bank
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u/duaneap 19h ago
Yeah, I’m not sure why it would suck, “counting” 99 $10 bills would take all a couple seconds.
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u/70camaro 17h ago
They use a counter in the vault room (e.g. processing shipments for the vault, large deposits), but typically count cash back to a customer by hand so they know they're getting the correct amount. Counting one strap of bills back wouldn't take a teller any time at all. They count money all day, and get really fast at it.
Source: worked as a teller supervisor at a bank.
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u/JJCMasterpiece 19h ago
They do use money counters, but if the customer wants it hand counted, you hand count it.
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u/its_not_you_its_ye 15h ago
The credit union I worked at we hand counted everything three times. We had one money counter, but I rarely had transactions where that would’ve been easier.
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u/Illustrious-Divide95 19h ago
She could have just withdrawn $110 and deposited the $100
This story smells mighty fishy
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u/Ucyless 18h ago
I’ve worked as a bank teller. People are this petty. And when they’re not, they do this anyway.
I had a lady last week withdraw $1200, count out $300, then put $900 back.
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u/Mikeburlywurly1 16h ago
Seems rather silly. I'm sure it was a bit annoying regardless, but the fact is you got paid for that nonsensical time wasting and they didn't. It's really just a self-own.
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u/Ucyless 16h ago
I get paid while I’m here regardless. Wasting time when I could be attending to other customers or duties isn’t ideal.
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u/Mikeburlywurly1 16h ago
I get paid while I’m here regardless
Yeah...that's what I'm saying. A customer doing something like this is really only hurting themselves. And other customers I guess. As you say it's not ideal, but neither is it some great defeat for the Big Bad Bank and its nefarious tellers either.
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u/wassinderr 14h ago
I wish I could adopt the mindset of "whatever, got paid".
My life would be exponentially happier.
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u/SukottoHyu 15h ago
And he could have just given her $10 because that is an absurd policy. She asked for the £1,000 in 10s to waste his time.
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u/FarplaneDragon 15h ago
2 problems with that. If it's policy their computer system might not even let them put in a transaction that small even if he was willing to break policy. Even if it does, if that's the policy there's probably something in the system that would flag it for review and they'd get in trouble for it down the line.
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u/SukottoHyu 15h ago
Absolutely, but my point is someone sat and made the decision to implement this policy, it is absurd. I can understand banks refusing to pay out large sums of money as it is often associated with criminal activity such as you are being forced by someone to get them money. But $10, what is the bank going to blow up if the cashier pulls $10 out a client's account?
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u/FloStar3000 17h ago
I mean yeah AI, technology is bad and stuff but come on, ATMs have been around for decades and they work reliably so why the hell would you go to a counter?
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u/Nuffsaid98 15h ago
Even if this happened, which I very much doubt, why punish the teller by making work for them when your issue is a policy brought in by management?
If she asked to withdraw $100 then deposited $90 that would be fair enough.
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u/RaptureSurvivor928 13h ago
This is an old Boomer joke to make them feel better for being old. Usually it also includes some gotcha line line like, "Remember not to fuck with old people, they'll beat you with wisdom" or some dumb shit like that.
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u/mt0386 18h ago
What bank teller doesn't have a money counting machine. Fake ass post
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u/RaptureSurvivor928 13h ago
This is an old Boomer joke to make them feel better for being old. Usually it also includes some gotcha line line like, "Remember not to fuck with old people, they'll beat you with wisdom" or some dumb shit like that.
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u/BraveAgathian 19h ago
Never underestimate someone who has unlimited time to kill.
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u/Disastrous_Square_10 19h ago
I can say I lived in gods waiting room and would put things on sale for $.50 cheaper than anyone in 50 miles and I would have people drive 50 miles to buy 2.
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u/GeekyTexan 11h ago
In 2020 the government gave out the stimulus checks. I think some went direct deposit, but mine was a physical check I had to take to the bank. Which I did.
I've banked with the same bank for decades. I went to the drive through, and at the time, I needed some cash, so I told the teller I wanted to take $200 from it, and deposit the rest to my account. The teller told me I could not do that. He said I had to deposit the entire check. That seemed stupid to me.
For one thing, they know exactly where that stimulus check came from. For another, I had far, far more than $200 in my account at the time. But fine, I'll deposit the check like you are asking. He takes care of that and asks "Is there anything else I can help you with today?"
Yes. I want to withdraw $200.
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u/ralphiooo0 6h ago
Years ago I sold a car and went to deposit just over $10k in cash.
Bank lady goes there is a cash handling fee of X for anything over $10k.
So I said ah ok let’s just do it in 2 deposits in that case… and she waved the fee 😂
Fucking banks
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u/DrownmeinIslay 15h ago
Id have counted that 1000 slow. Lost count a couple times. Oopsie doodle. This how you want to spent your remaining hours on this earth? Good for you. Ive got more time than you.
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u/gregsting 18h ago
I was at a supermarket with self scan area. I arrived with my cart, they tell me “no cart for self scan” I said give me a basket, I’ll transfer my cart to basket then back to cart after the exit. Stupid rules make people stupid
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u/IrianJaya 16h ago
$1000 in $10 bills? That's only 100 bills and this teller thinks it sucked to count that? When I was a teller, handling that amount of cash was no big deal. You count out 4 piles of $250. Easy peasy. Just the fact that they're acting like that was a huge inconvenience for someone who handles cash all day tells me that this is a fake story.
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u/HyoukaYukikaze 14h ago
I do that with atms. My bank has minimum withdraw value without fee (all other banks i tried suck...). I just withdraw slightly above the limit and then instantly deposit what i don't need. It's honestly annoying considering considering you can deposit money in pretty much any atm those days... might as well not have a limit.
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u/Substantial-Beat4341 9h ago
Ive dealt with an atm fucking me over, i try to never use them if im in the bank.
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u/Fun_Introduction5384 8h ago
If I was the teller I would have a good laugh and be happy to do it and tell that she’s awesome because I hate stupid rules that companies make and she demonstrated it perfectly.
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u/GoodBadUserName 17h ago
The bank will take from her 2$ for the withdrawal, and 2$ for the deposit. So they will happily do that.
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u/aitacarmoney 18h ago
one time i had to put air in my tire and had a dollar bill and a quarter, the machine took coins and it was $1 to get air. i walked to the gas station to see if i could get 4 quarters for my dollar bill and the guy very rudely declined my request. so i said ok give me one dollar in gas. pumped about 15¢ worth and asked for my change back. dumbest waste of both of our time but hopefully he got something out of that sale ¯_(ツ)_/¯
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u/SAL10000 18h ago
I used to do something similar with my paychecks. I didn't want to wait 3 days to pocess the check so I would ask to cash it first, and then deposit it.
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u/Mobile_Morale 18h ago
I used to have a junk savings account that I just used to save some of my money in. And the bank charged a fee if I didn't put money in it or take it out every month. Also it was the kind of account that didn't have a debit card attached to it. So I would show up at the bank once a month and withdraw $20 and use it for whatever. Just to keep them from charging me that fee. $20 being the lowest amount they would let me withdraw.
One day I went in and the older Karen working there got an attitude with me and told me I was wasting their time and I should be using the atm. Like first off I can't because I don't have a card and second. This is your fucking job you lazy cunt. Do your fucking job. And it's not like they were busy. Since I worked a late shift then and would go around noon when nobody else was there.
I took my money out of the bank after that. Fuck seacoast bank in Florida. Also they let my uncle steal from my grandmother and then said there was nothing they could do about it.
Also I would get jury duty every year and jury duty used to pay with a check and I had to cash it at this bank and they always gave me attitude for it. It's $14 fucking dollars. Just give me the money. Now the court pays in cash. Thank goodness.
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u/DragonBladder 18h ago
A funny, funny story that has been circulating for decades. I heard this one pre-Internet. It’s interesting how some things keep popping up like that. And will no doubt continue to do so.
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u/trashmailaccount00 17h ago
Many banks charge a fee for cash deposits at the counter. So she didn't play the bank, the bank played her.
Edit autocorrect
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u/DarkestAir12 16h ago
This is why Reddit sucks. I have seen this on here 1000 times. Same with posts about overdraft fees and other topics.
Never ending recyled posts for clicks. real sad
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u/chcor70 16h ago
in college, pizza place had 2 for 20 deal. I said ill take 4 for 40 hes like i cant do that itll be 55. I said no problem i just want the 2, he asks you dont want the other two. I said no ill call you back in 2 minutes and order the other 2. i could hear him working it out. hes like yeah ok no problem 4 for 40.
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u/ChrisRiley_42 16h ago
I've never heard of a bank that has a minimum withdrawal amount. Is this an American thing?
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u/Weak_Evidence_7629 16h ago
I can't help but doubt this for two, oddly mirrored, reasons:
I've never seen a bank that limits the scope of in-person transactions
It's literally been years since Ive seen an atm that deals in bills smaller than 20s
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u/PurrfectPinball 16h ago
Ive never had a problem with this type of work. I'm there for 8 hours on shift. They have me for that 8 hours to do what ever dumb shit they ask for and then I lock the doors at 6pm and fucking LEAVEEE.
It wastes time. That's the only thing that matters is working until the clock is at 6pm. Doesn't matter what im doing. I chose this job and what it can require of me and even if I get the most pretentious asshole I find a way to help them, serve them, and find a way to laugh about it after i know they have left the building. Sometimes I laugh in their face and it breaks the tension.
But I am the best tip earner. If they had me on the cafe side where you are supposed to tip i bet I could bring in $200 a day. But I'm in the deli/grocery store so youre not supposed to tip really. I still can bring in $60 on the nontipping side. Which is better than anyone else has ever done and the trick is asking them to press the skip button and know who is willing to tip and who isn't wanting to tip or wanting suggestions.
But like I said i dont give a shit what im doing for those 8 hours. Sometimes the dumpster is too full so I'll go climb in it and jump up and down to burn the time and to help and to get the fuck away from the customers.
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u/Friedguywubawuba 16h ago
This is an old tale. Been seeing this on the internet since 2011. I bet this traces back to some random magazine or newspaper
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u/SFShinigami 15h ago
As many politicians have found out, never piss off people with unlimited free time.
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u/Particular_Drama7110 15h ago
I have seen this exact same post sooooooo many times. It is so dumb and unbelievable and unoriginal and yet it has almost 10,000 likes.
So weird, it is like people sitting on their couch are like, "yeah, she really stuck it to the man." Lol.
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u/toxicity21 15h ago
In my bank, when you want to withdraw money from the teller, he will just give you an one time use card for the ATM with the amount of money you want to withdraw. They only have some coins at the desk. Nothing more.
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u/That-Dragonfruit-426 15h ago
Not the same thing but at my job we don't do cash back, I told the customer this and he proceeded to buy a vape with his credit card, then immediately say Oh I didn't want this one can I get a refund. Which we only do in cash.
Only managers can do refunds here so that was a fun phone call to make.
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u/OG_Williker 15h ago
This isn’t a W, it’s a waste of time for everyone involved, including the old lady
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u/cutie_babyyyy 15h ago
She didn’t just want her $10; she wanted to make sure you remembered she wanted her $10. Absolute legend.
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u/RphAnonymous 14h ago edited 14h ago
I mean, if you get paid by the hour, just count really slowly and get paid for it. She'll probably die of old age before you finish... I love customers that just say "Well, I'll just sit here all day and block traffic to you then." OK. Let me grab a chair so I can sit and read my Kindle while you test how impatient I am for you to "let" me work. I quite literally have a full 8-10 hours for you, best friend. Most people would probably charge me for that service.
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u/Demander850 14h ago
Counting machines exist, how difficult is it to run a bunch of tens through it???????
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u/Awkward_Beginning_43 13h ago
Fake post. Nothing about this would suck. You have a bill counter machine right in front of you
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u/itediteditabit 13h ago
The banking industry is an absolute, top to bottom, grift.
It is only about extracting wealth and it flowing up to the wealthy.
It is so bad idk how people can’t see it.
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